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The Texas Department of Insurance reports that one of every three Texas homeowner claims last year were due to water damage, and the average cost per water claim was $8600--about twice the national average. The Insurance Council of Texas and Allstate Insurance Company have identified the three most common sources of water damage to a home:
With all
of the fixtures in your house that use water, the bathroom is a
breeding ground for water-related damage. Water leaking under a
bathroom sink is easy to spot, but water that seeps through cracks
in grout and caulk, getting into the sheet rock and wooden framing
underneath can be more difficult to detect. Overtime, that water
can cause deterioration and rot the wooden structure of the home,
and build up nasty molds. The EPA says that any mold on hard surfaces
should be cleaned up immediately, and absorbent materials that become
moldy have to be replaced. "Prevention and control is the key,"
said EPA spokeswoman, Cathy Milbourn.
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Photos: Top - mild mold case due to bad caulk. Left - major mold case due to neglected caulk, grout, and cracked tiles. Required a total tear-out with new framing and tile. "Thorough Leak Checks" (TLC) are a form of preventative maintenance that can save you from filing expensive water damage and mold claims. Here are tips to help you:
For more info: http://www.tdi.state.tx.us/consumer/cb075.html |
